{"id":224,"date":"2020-06-30T16:55:40","date_gmt":"2020-06-30T16:55:40","guid":{"rendered":"https:\/\/www.paysho.co.za\/blog\/?p=224"},"modified":"2020-06-30T16:55:41","modified_gmt":"2020-06-30T16:55:41","slug":"the-latest-gumtree-scam","status":"publish","type":"post","link":"https:\/\/www.paysho.co.za\/blog\/2020\/06\/30\/the-latest-gumtree-scam\/","title":{"rendered":"The Latest Gumtree Scam"},"content":{"rendered":"\n

The original article was published here<\/a>.<\/p>\n\n\n\n

The popular classifieds platform Gumtree has seen an increase in scams during lockdown, as fraudsters benefit from doing deals over a distance.<\/p>\n\n\n\n

\u201cThe pandemic has seen more South Africans sell their items in an attempt to raise additional cash, and as those listings increase, so do scam attempts. With lockdown, buyers and sellers are inclined to transact online only rather than face to face or without viewing an item in person and using electronic payment methods rather than cash. This does lead to more instances of fraud,\u201d says Estelle Nagel of Gumtree.<\/p>\n\n\n\n

Many South Africans are also desperate for cash in tough times. “(This) means that we are less risk averse than normal and more likely to take a gamble in terms of safety,” she adds.<\/p>\n\n\n\n

However, while there are more scam attempts, criminals are not necessarily more successful. The ratio of successful transactions versus fraudulent transactions is unchanged and less than 0.5% of transactions are reported as fraudulent, according to Gumtree.<\/p>\n\n\n\n

The platform is, however, concerned about the sharp rise in \u201cbuyer scams\u201d.<\/p>\n\n\n\n

A fraudster will send through a fake proof of payment to a seller \u2013 typically a SMS that looks like an electronic transfer has been made – and then send an Uber driver to collect the item. The fraudster will then abscond with the product.  <\/p>\n\n\n\n

High-value items are often targeted \u2013 particularly electronics like gaming consoles, tablets, phones and laptops.<\/p>\n\n\n\n

Of late, however, more scams with motorcycles have been reported.<\/p>\n\n\n\n

The best defence against a buyer scam is to never hand over an item until the money has cleared in your account. Once money has been received, transfer it to a separate account to avoid the fraudster cancelling the transfer from their side.<\/p>\n\n\n\n

Nagel recommends that you continue to communicate via the Gumtree platform, and not on Whatsapp.  \u201cEven though times are tough, don\u2019t compromise on personal or financial safety. There are millions of legitimate buyers for your items \u2013 take time, negotiate and wait for the right one.<\/p>\n\n\n\n

During the coronavirus crisis, criminals have targeted South Africans with various new scams.<\/p>\n\n\n\n

These scams include sending victims cellphone messages with links purporting to be reports about the virus in their area \u2013 instead the links click through to phishing sites, which steal the victim\u2019s credentials, says  the South African Banking Risk Information Centre,<\/p>\n\n\n\n

There has also been a surge of fake \u2013 but very realistic – emails offering products such as masks, or fake offerings of vaccines, leading to phishing websites, Sabric says.<\/p>\n\n\n\n

One way to protect yourself is to use the Paysho escrow service when buying from or selling to a stranger. With Paysho, your money or goods are always 100% protected from all scams. Guaranteed. You can click here<\/a> to learn more about how Paysho works.<\/p>\n","protected":false},"excerpt":{"rendered":"

The original article was published here. The popular classifieds platform Gumtree has seen an increase in scams during lockdown, as fraudsters benefit from doing deals over a distance. \u201cThe pandemic has seen more South Africans sell their items in an attempt to raise additional cash, and as those listings increase, so do scam attempts. With […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[9],"tags":[],"_links":{"self":[{"href":"https:\/\/www.paysho.co.za\/blog\/wp-json\/wp\/v2\/posts\/224"}],"collection":[{"href":"https:\/\/www.paysho.co.za\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.paysho.co.za\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.paysho.co.za\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.paysho.co.za\/blog\/wp-json\/wp\/v2\/comments?post=224"}],"version-history":[{"count":1,"href":"https:\/\/www.paysho.co.za\/blog\/wp-json\/wp\/v2\/posts\/224\/revisions"}],"predecessor-version":[{"id":225,"href":"https:\/\/www.paysho.co.za\/blog\/wp-json\/wp\/v2\/posts\/224\/revisions\/225"}],"wp:attachment":[{"href":"https:\/\/www.paysho.co.za\/blog\/wp-json\/wp\/v2\/media?parent=224"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.paysho.co.za\/blog\/wp-json\/wp\/v2\/categories?post=224"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.paysho.co.za\/blog\/wp-json\/wp\/v2\/tags?post=224"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}