When we think of scams, it’s easy to imagine someone who was just careless or naive. But the truth is, even the smartest people get scammed. In fact, scammers often rely on intelligence, confidence, and urgency to make their schemes work. That’s why tools like Paysho — a secure escrow platform — are critical in protecting both buyers and sellers from common fraud traps.

Here’s why being smart doesn’t make you immune — and how escrow protection from Paysho can keep you safe.

1. Emotion Overrides Logic

Scammers are master manipulators of emotion. Whether it’s urgency (“First come, first served!”) or desperation (“I’m moving tomorrow and need to sell this now!”), emotional triggers cause people to act fast — before thinking things through.

Escrow with Paysho gives you space to breathe. Your money is held safely until the terms of the deal are met, so you don’t need to rush into anything.

2. The Illusion of Trust

A friendly tone. A nice profile photo. Local slang. Scammers are great at pretending to be someone trustworthy. They mimic your behavior to lower your guard — and smart people, who rely on instincts and social cues, can fall for it.

Using Paysho’s escrow system means you don’t have to rely solely on vibes. You rely on verified, secure payments that can’t be faked.

3. Desperation or Greed

Let’s face it — we all want a great deal. But when you’re tight on cash or desperate to sell something, it’s easy to ignore red flags. That’s exactly when scammers pounce.

Paysho eliminates the risk by acting as a neutral third party. Buyers fund an escrow account, and sellers only ship or deliver when payment is confirmed. No pressure. No guesswork.

4. Platform Limitation

Popular platforms like Facebook Marketplace and, and Gumtree offer zero escrow protection. Users are left to fend for themselves, relying on trust and screenshots — which are easy to fake.

Paysho fills the gap by offering built-in escrow security for any transaction — whether it’s online or face-to-face.

5. Social Engineering

Smart people know how the world works — and scammers know how they work. They craft messages that sound just convincing enough. This isn’t about being dumb; it’s about being human.

Escrow through Paysho protects you by removing the scammer’s leverage. Your money is untouchable until you’re satisfied with the outcome.

6. Lack of Awareness

Scams evolve fast — from fake courier services to fake bank confirmations. Even people who think they know better can fall for something new.

By using Paysho, you don’t have to stay one step ahead of every scammer. The escrow system is designed to keep your funds safe, no matter what new trick someone tries.

7. Overconfidence

Ironically, people who believe they’re “too smart to get scammed” are often the most vulnerable. They let their guard down. They skip the basics.Paysho offers a built-in layer of caution — and confidence. It’s smart to use escrow when your money or goods are on the line.

Smart People Use Escrow

It’s not about being “too smart to be scammed.” It’s about being smart enough to use Paysho. Whether you’re buying a couch or selling a laptop, escrow protects your money and your peace of mind.

Don’t trust screenshots. Don’t trust promises.
Trust Paysho.